At Universal Group, we are committed to protecting your privacy as a visitor to this Website and as our customer. To our visitors and to our customers, we offer this pledge:
In order to purchase insurance and enroll for coverage, you are required to provide personal information to us. You also provide personal information to us whenever you send e-mail to us from this Website. When you enroll for an insurance policy at Universal Group, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy in order to establish you as a policyholder. We will maintain a record of your information at the offices of Universal Group so we may provide you with policyholder service. Each employee of Universal Group is required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining and protecting our customers’ personal information. When you purchase an insurance policy from Universal Group, you will pay the premiums with your personal check. We will keep a copy of your check in your file. When you send us e-mail from this Website, you provide us with certain personally identifiable information such as your e-mail address.
A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Website. We may utilize a short-lived form of cookie when you visit this site. At Universal Group, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our Website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
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