At Universal Specialty Group, LTD., our specialized Transporation Insurance programs are custom built to benefit you like no other insurance program before it. Take a look below and see all we have to offer.
We take the guess work out of managing Commercial Motor Vehicle crash events

Gain control of the risky and chaotic period between the accident and the first notification of loss – the greatest exposure to liability occurs in these moments when you have the least amount of control.

  • Provide drivers with training, a procedure and a tool with which they can easily and effectively manage and report a crash even when they are under great stress.
  • Receive critical warning notifications and real-time visibility into an accident scene through the online portal, allowing for a more rapid and effective response.
  • Have a clearer understanding of the position in any potential claim while closing that critical time gap from event to claim.
  • Maintain complete custody and control of all photographs and detailed crash data.

Reduce your reporting time to minutes insteadofhoursordays. Rapid response leads to rapid resolution, which leads to lower claim costs.

Our partnership with AccidentPlanTM provides our clients with peace of mind after a claim, and allows more favorable insurance pricing from our companies. Learn more. Visit

Experience the Universal Way


Our entire process was created from the perspective of the business owner. We help our customers improve their businesses in away that improves cash flows,increases profits, andcreates a sustainable culture of success!


Even when coverage is reviewed annually, our team takes a step back to look at the enterprise level of the total risk to a business owner – identifying gaps and providing solutions. Most transportation businesses have exposures that are notsufficiently addressed in an “off the shelf”insurance product. Through our extensive industry experience, we’ve been able to uncover significant coverage  gaps andcost overages on 89% ofnew customers prior insurance policies.


Through our partnership with the industry leaders for safety & risk management specifically for transportation companies, we have developed a one of a kind Safety Suite completely customized to the needs of each individual business. DVDs, Printed Media, and StreamingServices are still available,but we’ve taken it up a notch.Welcome to The UniversalWay, a fully integrated app based platform to help yourcompany grow atevery level!


We’ve introduced a game changer to the transportation industry – the opportunity to use alternative financing to cash flow premiums. Insurance premiums are a huge expense for transportation companies. Our innovative financing strategy turns your premiums into a profit. Eligible to businesses with $5M+ inrevenues, we helpour customers improve cash flow & increase profits!


You are the expert at driving revenue to your company, we are the experts at protecting it. Let us help ease the day to day compliance & managerial burden the same way we do with our own company. We have partnered with the industry leaders for Human Resources & Payroll outsourcing. You remain100% in control, and profits are improved by creatingefficiencies of scale.By looking at all aspectsof your company, we continueto meet our objective – help our customers improve cash flow & increase profits!


Nothing derails a greatmonth like an unexpected invoice from the insurance company resulting from anaudit. Our Audit Defense team walks through the audit process handin hand with our customers. Our team is comprised of veteran industry underwriters who understand the minute details that could ultimately generate large swings in premium if not properly protected against. As aresult, we’ve successfully saved our customers hundreds of thousands of dollars from potential audit mistakes andunnecessary classification changes – improving cashflows & increasing profits!

A short list of the transportation risks we specialize in at Universal:
  • New Venture
  • High Losses
  • Oilfield
  • Gas & Propane
  • Sand & Gravel
  • Environmental
  • Liquid & Gasses
  • Construction
  • Agricultural
  • Reefer
  • Flatbed
  • Express Delivery
  • Towing
  • Moving Companies
  • Specialty Auto: Medical, School Bus, Charter Bus, Limo & Party Bus
Additional Perks:
  • We provide all aspects of insurance including: Property & Casualty, Bonding, Health, Life, Long Term Care & Disability, Business Succession Planning, and more!
  • We have access to over 300 insurance companies in all states and internationally
  • DOT compliance & owner operator monitoring
  • Complimentary Custom Safety Manual & Spill Response Plan
  • MVR & Pre-Employment Driver Screening
  • 24/7 Certificates of Insurance
  • ISN Compliance - WE DO IT FOR YOU!
  • Quarterly Large Loss Reviews & Reserve Monitoring

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