About Universal Specialty Group

We’ve taken insurance to the next level for customers with more complex insurance and risk management needs.  Universal Specialty Group was created to enhance the business owner experience by going above and beyond insurance to become a true advocate and business partner for our customers.  We structure insurance plans specific to your needs, instead of providing an “off the shelf” solution.  With key strategic relationships in Construction, Transportation, and Specialty High Risk insurance, we are able to provide new products and solutions not commonly available in the insurance marketplace.



Our Construction Division focuses on more complex construction related businesses such as Structural Concrete, Street & Road, Tower Erection, Environmental Remediation & Demolition, Alarm & Fire Suppression, High Voltage Electrical, Oil & Gas, and more.  Our team provides guidance and support for complex insurance and indemnification contracts, to make sure our customers are protected from all aspects.  Our safety services offer real time reporting, document management, and OSHA compliance.  We also offer an exclusive Surety Bond product that can be financed, to improve your cash flow.


Our Transportation Division focuses on keeping your trucks on the road without interruptions related to insurance and filings.  Through our unique process, we are able to expedite coverages, certificates, and filings to ensure you aren’t held up from operating.  We provide DOT filing assistance, Safety Programs, Driver Checklists, Cash Flow Tools, Premium Financing, AccidentPlan, subcontractor monitoring, and much more.

Specialty High Risk

Our Specialty High Risk Division focuses on serving business owners with difficult to place insurance programs.  We are a leading Excess & Surplus lines retail agency, with expertise unrivaled by our competition.  Our team of underwriters has decades of experience creating customized insurance programs for businesses not easily insured in the standard marketplace.  Our attention to detail, combined with outside the box thinking and creativity, allows us to design specifically tailored insurance products that suit your needs.  We are leaders for Captives, Risk Retention Groups, and Large Deductible Programs as well.

Universal Specialty Group is a proud Veteran Owned, Veteran Preference Employer.  Through industry networks and Veterans Associations, we not only provide insurance support to Veteran Owned Businesses, we also proudly serve our transitioning Veterans by offering vocational training in the insurance & risk management industry, leading to meaningful employment for our Nation’s Heroes. For more information about Universal Specialty Group, our President is always available for a conversation

Joseph C. McIlhon, CPCU, ARM, AU, RWCS
President | Universal Specialty Group, LLC

2625 S 140th St
Omaha, NE 68144

Direct:  402.670.3659
Email:  jmcilhon@universalinsgroup.com